Question: How Long Does It Take To Get Approved For Best Buy Card?

What credit score do you need for Best Buy card?

700The store card version is for applicants with credit scores of at least 640, while the Best Buy Visa requires a minimum score of 700.

There is just one application for both cards..

How do I check the status of my best buy credit card application?

You can check your Best Buy® Credit Card application status online or by calling the Best Buy Credit Card Center at 1-888-574-1301. Both methods are quick and easy, and will tell you whether your application is approved, denied or still pending.

How long does it take to hear back from Best Buy Credit Card?

How long will it take to be approved? It can take up to 14 days to receive approval for the My Best Buy® Visa® Card. Approval is decided by Citibank, not Best Buy.

Why have I not received my best buy credit card?

Have not received my credit card yet. – Best Buy Support. Have not received my credit card yet. … For assistance with your My Best Buy Credit Card, please call Citibank directly at (888) 574-1301.

Does Best Buy have a payment plan?

Financing Your Purchase at Best Buy. You must make a monthly payment. You must pay the entire promotional purchase balance by the end of the financing term or you will have to pay the interest charged on each month’s balance at the Annual Percentage Rate (APR) for regular purchases.

Can I use my Best Buy Visa credit card anywhere?

The Best Buy Visa cards can be used anywhere that accepts Visa. All three cards offer 5% back in rewards at Best Buy, and 6% for Best Buy Elite Plus members. The Best Buy Visa cards offer 2% back on restaurants and groceries, plus 1% on all other purchases.

Is it hard to get approved for a Best Buy credit card?

Yes, you’re going to want a 640+ credit score for Best Buy Store Card approval. That’s in the fair credit range but not quite at the bottom of it (620), so as to give you better odds of approval. … Still, store cards like the Best Buy one aren’t beyond the average person’s reach. The average credit score is around 680.

Will applying for a Best Buy card hurt my credit?

You can apply for the Best Buy credit card without worrying that you will ruin your credit. … If you do not pay your bill on time each month, you will be reported to the major credit bureaus. This means that you will have a hit on your credit report, which will cause your score to lower.

What credit company does Best Buy use?

CitibankFinancing Details: interest charge up to $1; Annual Fee: $0–$59, based on creditworthiness. On approved purchases on the My Best Buy Credit Cards issued by Citibank, N.A. Min. Payments required.

What credit bureau does Best Buy use 2019?

Citi uses all three major credit bureaus to evaluate Best Buy Store Card applications. That doesn’t mean it will pull all three of your credit reports, though. Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.

Can I get a best buy credit card with no credit?

There are no shortcuts to get a Best Buy credit card with no credit. It will take time, and an established payment history with at least a minimum fair credit score in order to have a shot to be approved.

Can I use my best buy credit card before it arrives?

You can use your Best Buy credit card both in store and online before it arrives. … To do so online, you first have to save the card as your primary payment method in your Best Buy online account. After that, you’ll be able to make purchases on bestbuy.com before your card comes.

What are the odds of getting approved for a Best Buy credit card?

Your Best Buy credit card approval odds are pretty good as long as your credit score is at least 640. There are actually two Best Buy credit cards, a Visa and a store card that you can only use at Best Buy. Your odds of Best Buy Visa approval will only be good if your credit score is at least 700.

How often does Best Buy increase credit limit?

You can’t get more than one Best Buy credit limit increase per six months. If you’re denied, you can apply again without waiting. But unless your circumstances have changed, it probably won’t work. You could receive an automatic limit increase when Citi reviews your file every six months.

What bank does Best Buy credit card use?

CitiThe My Best Buy Visa card is issued by Citi, which scored 799 out of 1,000 points in J.D. Power’s 2019 U.S. Credit Card Satisfaction Study. The average score among national issuers was 806. You can reach customer service for this credit card at 888-574-1301.

Is the Best Buy card worth it?

While those first three cards can be worth it, you’d need to spend over $1,180 per year at Best Buy using the My Best Buy® Visa® Gold before your rewards outweighed the annual fee. That’s not a good deal, especially when you could probably get a credit card for bad credit with no annual fee.

Does Best Buy check ID for credit cards?

They can ask for your ID, but they cannot refuse to accept your credit card if you don’t show your ID, as long as your credit card is signed. Here’s what each of the major processing networks says about ID requirements.