Quick Answer: Can I Get A Walmart Credit Card With Bad Credit?

How can I get approved for a Walmart credit card?

How to get Walmart Credit Card instant approval:Meet the basic requirements.

You must apply online or in-store, be 18+ years old, and have a U.S.

mailing address and SSN.Check your credit score.

Make sure it’s at least 640.

Review your credit reports.

Keep your reports open.

Apply in-store.

Apply online..

What’s the easiest credit card to get approved for with bad credit?

Best Credit Cards for Bad CreditBest ForCredit CardAnnual FeeBad or No CreditOpenSky® Secured Visa® Credit Card$35No DepositCredit One Bank® Visa® Credit Card$0 – $99No FeeCapital One® Secured Mastercard®$0High Approval OddsOpenSky® Secured Visa® Credit Card$352 more rows•4 days ago

Is Big Lots credit card easy to get?

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

What does your credit score need to be to get a Walmart credit card?

Credit Score For Walmart Credit Card Walmart reports that you’re “more likely to be approved” for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600.

What stores will give you a credit card with bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

Does Walmart credit card give instant approval?

Walmart credit card instant approval. There is no guarantee you will get instant approval when you apply for a Walmart credit card. But if you are instantly approved you can start using your card for purchases immediately. Spend $25 the same day you’re approved and you will get a $25 statement credit bonus.

Can I get a credit card with a 450 credit score?

Credit Cards: 400-450 Credit Score. Credit cards are the easiest type of credit to get if you have a low credit score, even a very poor credit score below 450. Some credit card companies target consumers with such credit scores, either with unsecured subprime cards, secured credit cards, or retail store cards.

Which credit cards give you instant approval?

Details on the best instant approval credit cardsCredit One Bank® Visa® Credit Card.Fingerhut Credit Account.Costco Anywhere Visa® Card by Citi.OpenSky® Secured Visa® Credit Card.Discover it® Secured.

Can I get a credit card with a 550 credit score?

Generally speaking, a credit score of between 300 (the lowest FICO score) and 650 is considered bad credit. However, some card issuers will consider scores of 550 to 650 as being simply poor credit and may consider you for an unsecured credit card.

What is the hardest credit card to get?

Hardest Credit Cards To Get of 2020:Hardest Overall: Centurion® Card from American Express.Luxury Travel: J.P. Morgan Reserve Credit Card.Rewards: U.S. Bank Altitude Reserve Visa Infinite® Card.Business: Wells Fargo Business Elite Signature Card®Travel: Bank of America® Premium Rewards® credit card.More items…

Is it hard to get approved for Walmart card?

It is not very hard to get a Walmart credit card. … The Walmart Mastercard accepts applicants with good credit, so a score of 700 or higher. The Walmart store card will accept applicants with fair credit (score of 640 or higher) and is therefore easier to get.

What bank does Walmart credit card use?

Capital OneThose with lower scores may qualify for the Walmart credit card, which is an affiliated, store-only card. Both cards are issued by Capital One, one of the major banks in the U.S.